Secured loans

As long as you currently own your own home (outright or with a mortgage), we want to hear from you.

Maybe you want to do some home improvements? Or consolidate your existing debts? Maybe pay for a wedding or a dream holiday?

Whatever you want the money for give us a try. Our loans are for any purpose and all personal circumstances are considered.

Past credit problems such as ccjs or arrears are accepted. We have many special schemes for people who have bad credit.

For your own personalised illustration, complete our online enquiry.

What is a secured loan?

A secured loan (also known as a home loan or homeowner loan) uses the net value of your property as security for the loan. A secured loan enables you to make use of this asset by providing security for your loan, whether you own a house, flat, bungalow or cottage.

Being a homeowner affords you better status in the eyes of lenders. This makes it possible for home owners to obtain excellent interest rates, borrow larger sums and repay over longer terms.

It also means that you can get a loan if you've had past credit problems such as ccjs, are self-employed, or have no proof of income.

Complete our online enquiry for instant approval.

If you would prefer to choose an unsecured personal loan we can help you with this too.