Repayment Mortgages

Get a decision in minutes. All circumstances considered. Click here for your free mortgage quotation online

Whatever your circumstances, we can get the best deals and rates on a repayment basis from our many lenders.

You can choose the mortgage product that suits you best from capped rate, flexible, fixed rate or a standard variable rate mortgage.

If you've had credit problems in the past such as ccjs, arrears, defaults etc., or have been turned down elsewhere, give us a try and see how we can help you.

We also welcome the self employed and those with no proof of income.

In fact no matter what your circumstances, we should be able to get you a repayment mortgage.

Interest Only Mortgages

Interest only mortgages - you pay only the interest on the amount you have borrowed, and at the end of the term you make a full repayment of the capital sum.

This means that an interest only mortgage is cheaper than a repayment mortgage each month, however at the end of the term you will have to repay the full amount you borrowed.

Many people run an investment policy alongside their interest only mortgage to ensure that the mortgage is repaid once the final term is reached.

This could be an endowment policy, ISA, TESSA or pension to repay your mortgage upon expiration.

We can offer interest only mortgages to all applicants, including those with credit problems such as ccjs, arrears or defaults. Also the self employed with or without proof of income.